Allow me a moment to discuss one of my favorite stores, a certain wholesale club that I frequent about once a month.  There are several wholesale clubs out there, but personally, I love BJ’s.  I find them all to be pretty similar, however, since BJ’s accepts coupons, they are king in my book.

**insert random shopping/couponing tip** BJ’s will accept multiple coupons for bulk items that are packaged together, but could be sold individually.  Example – 4 pack of Degree deodorant, bundled together with shrink-wrap type packaging for $6.99.  Degree normally produces $1 off one item coupons.  BJ’s will allow you to use 4 coupons on that purchase, thereby lowering your price to $2.99.  Got it?  Ok, good.  Don’t say I never taught ya’ll nothing.  And yes, that was a triple negative, which makes it positive.  Now back to our post.

I love to coupon and I’m all about the deals.  Normally, I love BJ’s for the deals and savings.  Yesterday while shopping, I was approached by a BJ’s “outside sales rep” about an “amazing opportunity” for me to save money.  Hmmmm.  Ok, break it down for me outside sales rep.

Here’s the quick and dirty – BJ’s has a program where you can upgrade your current membership to a Gold Membership for $40.  During the course of that year, you will earn 2% cash back on almost all BJ’s purchases, including gas.  Hmmm.  The “outside rep” claimed that “even if you only spend $50 a month, think of all your savings”.  Folks were nodding their heads, signing on the dotted line and handing over their $40 with enthusiasm.

Me?  Not so much.  A deal is a deal, unless it isn’t?  Ya dig?  So, I did the quick math in my head, realized that it wasn’t a deal, paid for my purchases and rolled out.  Once I got home, I did some more math just to make sure that I hadn’t hastily dismissed a good thing.  I didn’t.  Check it out:

Cost – $40 Return on Investment – 2% cash back on purchases
Average Monthly Trip for MrsTDJ – $125 Potential Cashback – $2.50
12 trips in a calendar year – $1500 Potential Cashback – $30
Claim by rep: Spend $50 a month and save = $600 per year Cashback – $12

Wait, wait! 

Did BJ’s just attempt to jack MrsTDJ for $10?????? 

Why yes, yes they did!!!

The claim that the outside rep made of spending $50 a month and still saving?  Bullcrap and I pity the fools that fell for it.  Clearly spending $50 a month there will give BJ’s an extra $28 a year.  Now, if you spend a penny over $2000, then yes, you’ll start to earn a few pennies back.  If not?  You’re just giving BJ’s some of your hard-earned pennies for no damn reason.    Nope, I’m good.  That deal surely wasn’t for me.

I’ll be sending the corporate folks a little email and link to this blog.  I’m not mad that they offer such a program, but I wish they’re “outside reps” wouldn’t use deceptive tactics or downright lie to people.

Usually if it sounds too good to be true, IT IS!  Have you ever been duped into thinking something was deal when it wasn’t?

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